The Wave Sales Illustration System
Most current version

The Wave 46 is the most current version.

You can download the installation file first. Then double-click the file to install; or run the installation file directly without saving it.

If any of the product illustration modules in The WAVE program are currently open, please save the installation file first; then shut down the WAVE program and double click the saved file to install.

What’s new for WAVE v46.0

  • BMO Insurance Whole Life updates
    • You can now increase the amount of tax-deferred room in the policy using a combination of the Additional Payment Option (APO) and Term riders
      • Applies only to Single Life policies with Term riders on the same life insured
    • You can now also make APO payments beyond the base guaranteed pay period on 10-Pay and 20-Pay policies
  • Changes to Universal Life investment options
    • We’ve added new Environmental, Social and Governance (ESG) indexed accounts to the list of options available on all Life Dimensions, Life Dimensions (Low Fees) and Wealth Dimensions plans
    • There are name changes to several indexed accounts linked to CI Investments Inc.
    • Visit for more details
  • You’ll also notice other minor software updates of the latest version of The Wave v46.0.

We strongly recommend that you download the newest version to ensure the best possible client experience.

Download the NEW Wave 46.0 illustration software IMMEDIATELY!


Get a copy of The Wave v45.0 (previous version).